BUYING

BUYING

BUYING RESIDENTIAL OR COMMERCIAL PROPERTIES?

Kellson Team specializes in buyer’s representation – residential or commercial properties. We make the buying process simplified for you and do whatever it takes to save you more time and money. Contact us for immediate assistance. Ask to speak to broker Sean Nguyen for free 30-minute consultation.

7-SMART-STEP PROPERTY BUYING PROCESS

Property Buying Step 1: Get a free consultation

- Real estate consultation

Getting a free real estate consultation from a top local real estate consultant can save you lots of time and money. Ask him/her for up-to-date local real estate statistics, such as real estate sale/price trends for active listings, pending listings and sold listings. Ask him/her the smart way to achieve your real estate goals and satisfy your needs. Ask him/her how to help you pay less closing costs [read more...]

WHY GET PRE-APPROVED ?

Do not confuse loan pre-approval with loan pre-qualification for a mortgage loan. Loan pre-approval gives you much greater degree of certainty of getting your loan funded.

Lenders normally pre-qualify a borrower based on what a borrower states on the application. To pre-approve a loan application, most residential lenders require complete loan application, credit check, income verification and down-payment verification. Commercial lenders also require appraisal report and property inspection in most cases.

It is wise decision to get your loan pre-approved before you make your final real estate buying decision. Loan pre-approval gives you many advantages:

- Your lender will give you more details about your loans (interest rate, payment, APR, closing costs…), disclosures, and loan conditions associated with your loan pre-approval.

- You’ll know your maximum loan amount your lender is willing to loan you, which helps you narrow down your search to affordable properties [read more...]

PREFERRED LENDERS

Kellson Real Estate does not offer lending services at this time. However, you may contact our preferred lenders (commercial and residential) below for your financing needs.